Lesson 6: Risk Management Essentials

You'll Learn: How to protect your trading account like a seatbelt protects drivers

The 2% Golden Rule

What is Position Sizing?

Determining how much money to risk per trade - like deciding how much fuel to use for a car trip

Example Calculation:

Account Balance: $10,000
Risk Per Trade (2%): $200
Stop Loss Distance: 50 pips
Position Size: $200 ÷ 50 = $4 per pip
Trade Size: 0.4 lots

Car Trip Analogy:

Would you risk 50% fuel on one trip?
No → Don't risk 50% capital on one trade!

Your Trading Airbag

Fixed Stop Loss

Set at key technical level
Example: 50 pips below entry

Trailing Stop

Moves with profitable trades
Example: 30 pips behind price

Volatility Stop

Based on market movement
Example: 2x Average Daily Range

Historical Lesson:

2015 Swiss Franc Crisis - Traders without stops lost entire accounts in minutes

The Profit Probability Game

Risk: 1

$100
VS

Reward: 3

$300

Why 1:3 Ratio Works

Win Rate
40%
50%
60%
Profit at 1:3
+20%
+100%
+180%
Even with 40% wins, you profit long-term!

The Leverage Trap

100:1 Leverage

$1,000 controls $100,000
5% move = 500% profit/loss

High Risk!

10:1 Leverage

$1,000 controls $10,000
5% move = 50% profit/loss

Recommended

2008 Lesson:

Over-leveraged traders lost homes during financial crisis

Trading Mindset

Emotional Traps

  • Revenge trading after losses
  • Overtrading during boredom
  • Fear of missing out (FOMO)

Pro Habits

  • Daily trade journal
  • Fixed trading hours
  • Regular breaks every 2 hours

Successful Trader Routine:

1. Review economic calendar
2. Set daily loss limit
3. Analyze 3 potential trades
4. Stick to trading plan

Risk Scenario

Account: $5,000 | Trade: GBP/USD
Entry: 1.3000 | Stop Loss: 1.2950 (50 pips)
What's the maximum position size?

Risk Per Trade (2%): $100
Risk in Pips: 50
Pip Value: $100 ÷ 50 = $2 → 0.2 lots
Wait! GBP/USD pip value is $10 per lot
Correct Size: $2 ÷ $10 = 0.2 lots

Your Risk Management Homework:

  • Calculate 2% risk for your account
  • Set stop loss for 3 demo trades
  • Journal emotional state during trades
Next: Trading Psychology →